Credit teams lose most of their time not to decisions, but to the manual work before them: incomplete files, dozens of documents verified by hand, and credit policy applied case by case from memory.

Oper's AI credit analyst, Herman, does that work. He classifies documents, extracts and verifies data, applies your credit policy, and produces a decision-ready case file. When something is missing, he flags it early. Every step is logged, every recommendation is explainable, and the final decision always stays with your team.

Herman works on top of your existing loan origination system, with no rip-and-replace. He is built in Europe, designed around the EU AI Act's human-in-the-loop framework, and processes without storing your customer data.

Lenders across Belgium and the DACH region already run Herman in production, from specialist lenders to established banks.

Learn more at opercredits.com or book a demo to see Herman work a real case.

Oper Credits

The final credit decision in mortgage lending often takes only a few minutes. However, it can take several days—if not weeks—for a file to be ready for that decision. During this time, business is lost to faster banks.

In this webinar, Geert Van Kerckhoven shows where this time is lost and how to make a file ready for a decision in just a few minutes. This works within existing systems, and a human still makes the final call.

What you’ll take away:

*   Why standardization only speeds up the easy files
*   How AI handles the complex ones, shown live on one file
*   3 numbers and 10 questions that show where your bank stands

We'll leave time for your questions after the presentation. Register now for free.
