eBacon

*Your underwriter has never set foot on your jobsite. They're still grading it.*

***

You asked your surety to raise your single job limit. They came back lower. Nobody explains the number. They just hand it to you.

Easy to assume that's a financials conversation. Usually it isn't. Surety underwriters grade capital, capacity, and character, and two of those are judgments about how well you run work, formed on paper by someone who will never walk your jobsite. General contractors ask the same questions on prequal. Public owners increasingly won't let you bid at all above a certain incident rate.

So you're in a weird spot. You run a safe job. You just can't prove it by Thursday. To an underwriter working from a file, a safety program nobody can produce is a safety program that isn't there.

Join a surety professional and eBacon for a straight hour on what actually gets reviewed, where contractors lose credit they've already earned in the field, and how to close the gap before your next renewal.

**What you'll learn**

*   What underwriters review beyond your financial statements, and how much weight it actually carries
*   The safety documents that show up in bonding files and GC prequalification packages
*   Why "we run a safe job" isn't an answer, and what is
*   How to organize safety records by job and by state, since the requirements aren't the same for either
*   A 90-day plan to walk into your next renewal with a file instead of a story

**Who should attend**

Contractor owners, controllers and CFOs, payroll managers, and safety or field operations leads. Anyone who touches the bonding file, the prequal package, or the OSHA log. Most useful for contractors between 25 and 250 employees doing public works or bonded private work.
